Most insurance plans don't cover elective procedures, such as those provided by a cosmetic dentist. However, some treatments may have additional benefits for overall oral health and may be considered preventive or restorative in nature. Orthodontic treatments, such as Invisalign, are often covered or partially covered by insurance plans. Dental implants, on the other hand, are usually not covered since they don't provide any direct benefit to your overall oral health.
Nevertheless, the extraction of the damaged tooth has an impact on your dental health and is often partially or fully covered by the dental benefits of your private insurance plan. Cosmetic procedures can sometimes cover up to 50% of the total cost. In order for a procedure to be eligible for insurance coverage, there generally has to be an established medical benefit to the procedure in addition to the aesthetic benefit. Fortunately, many cosmetic dentistry procedures support the long-term health of your teeth. An experienced cosmetic dentist can help you reduce the cost of your procedures, regardless of whether you use insurance or pay out of pocket. Individually purchased dental insurance generally does not cover cosmetic or elective procedures, such as teeth whitening, dental implants, or Invisalign, unless the dentist recommends performing them for medical reasons. If you're considering a cosmetic dentistry procedure and want to know if it's covered by your insurance plan, it's best to contact your insurance provider directly.
They can provide you with detailed information about what is and isn't covered under your plan. Additionally, they can provide you with an estimate of how much of the cost will be covered. It's important to remember that even if a procedure isn't covered by your insurance plan, there are still ways to reduce the cost. Many cosmetic dentists offer payment plans and discounts for cash payments. Additionally, some dental offices offer discounts for multiple procedures performed at once.
